Refactor user directory tests (#10935)

* Pull out GetUserDirectoryTables helper
* Don't rebuild the dir in tests that don't need it

In #10796 I changed registering a user to add directory entries under.
This means we don't have to force a directory regbuild in to tests of
the user directory search.

* Move test_initial to tests/storage
* Add type hints to both test_user_directory files

Co-authored-by: Richard van der Hoff <1389908+richvdh@users.noreply.github.com>